Mint.com is a free web-based financial management service for the US and Canada. Mint consolidates your financial accounts online, automatically classifies your transactions, allows you to set budgets, and helps you meet your savings goals.
If you have a Mint account, you probably know how useful it can be for tracking your finances and keeping all your information in one place. However, sometimes you decide that you won’t use the Mint app anymore. In this case, it’s better to delete your account to prevent keeping your sensitive financial information for a long time.
So, if you want to delete your Mint account, here’s how to do this.
How to delete your Mint account
You have to be aware that deleting a Mint account is quite easy if you do it from a laptop or desktop browser. Mint offers quite a few features only on its website and not in the app, so you will have to log in through the browser first to remove your account.
So, if you want to delete your Mint account, you have to follow these steps:
- First of all, open a web browser on your computer and navigate to the Mint official website.
- Then, sign in to your Mint account and go to settings.
- After that, click on the “Sign In and Security”.
- Under the long list of options and settings you should see a button labeled “Delete Your Mint Account”. If it’s not there, it’s probably because you’ve never linked financial institutions to this Mint account. In this case there should be a “Delete Your Mint Account” button on the main screen after logging in.
- Follow the dialog boxes until you receive confirmation. After this, your account should be entirely deleted.
You have also to know that the deletion process can take up to four to six days. During this time, you will receive a confirmation of account deletion, as well as several other emails. Removing the account is completed in the browser version of Mint. So be sure to go back to your phone and uninstall the app to complete the deletion.
How to delete a Mint account for a person who died
Mint accounts contain private information, so Mint isn’t going to give away login information easily. However, because these accounts contain such important financial information, you will probably want to take care of it one way or another.
Although Mint accounts are usually for one person, you and your spouse may have used a joint account. If your spouse has passed away, you already have the information you need to delete the account using the steps above. This is the first option, although most close family members will not have access to the account username and password.
Collect identifying documents, including a copy of your death certificate. Use Live Chat to start a conversation through the Mint Help website. They may have to talk to you over the phone to give you complete information about what you need. Mint should be able to help you prove your relationship to your deceased loved one and arrange for the account to be closed.
The last action is to confirm that you are the authorized person to close the account by sending documentation. Since you may be closing multiple accounts, you may want to enlist the help of a friend or family member. They will be helpful in the process of copying and sending these documents to the various companies that need them.
What happens to the data after account deletion
Mint claims that they securely delete your account as well as your financial data within four to six days of account deletion. Like other online systems, they may store information needed for reporting. However, they anonymize this data and make every effort to keep it secure.